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Household stress question

Is Texas financially stressful?

A direct, data-backed answer using income, poverty exposure, housing burden, safety-net reliance, and income trend indicators.

58

/ 100

Household financial stress

Short answer

It is near the middle for household financial stress.

Texas (TX) has a score of 58, compared against other states. The score reflects income, poverty exposure, housing burden, SNAP participation, and income trend signals where available. Coverage: State-backed. This answer uses state-level household stress data for Texas; city pages may use city, county, metro, or state-backed data depending on source coverage.

Source and freshness

Score versionV3
CoverageState-backed
Latest year2024

ACS 2024 5-year

View data freshness →

Top drivers in this score

  • Households under 200% poverty

    31.5%

    Risk pressure percentile: 80

  • Rent-burdened households (30%+)

    48.5%

    Risk pressure percentile: 78

  • Households receiving SNAP

    11.4%

    Risk pressure percentile: 50

How this compares

Relative risk score57.7
Median (states)50.0
Delta vs median+7.7

Approximate percentile: 58 of 100

Coverage and confidence

Scope usedState-backed
Metric coverage6/6
ConfidenceHigh confidence

Most core metrics are available at state level.

Metrics used

Median household income$78,476
Households under 200% poverty31.5%
Rent-burdened households (30%+)48.5%
Mortgage-burdened households (30%+)35.6%
Households receiving SNAP11.4%
Income trend (YoY)+2.9%

Why it matters

Household financial stress shows whether statewide conditions leave households with less room for unexpected costs. It is not a judgment about personal choices.

View full household stress detail

Common follow-ups

Is Texas financially stressful?

Texas (TX) has a score of 58, compared against other states. The score reflects income, poverty exposure, housing burden, SNAP participation, and income trend signals where available. Coverage: State-backed. This answer uses state-level household stress data for Texas; city pages may use city, county, metro, or state-backed data depending on source coverage.

What household stress data is used for Texas?

FinancialRiskIQ uses public indicators such as median household income, poverty under 200%, rent burden, mortgage burden, SNAP participation, and income trend. This state answer uses ACS 2024 5-year (2024).

Does this rank people or households?

No. It ranks aggregate location conditions, not residents or individual financial behavior.