Source family
U.S. Courts
Bankruptcy filing tables used as a county-backed legal-system financial distress signal.
- Latest dataset
- U.S. Courts F-5A June 30, 2026
- Loaded rows
- 3,084
- Coverage
- State, County
- Last loaded
- Sep 6, 2026
Public data
Data sources and freshness
FinancialRiskIQ scores are built from public, population-level data. This page shows which source families are loaded, what years or periods are represented, and where the data supports national, state, county, metro, or city-level comparisons.
Active score version
V3
Loaded metric groups
48
Freshness checked
Sep 7, 2026
Source
Source family
Philadelphia Fed Consumer Credit Explorer
Aggregated credit-panel indicators for debt, delinquency, utilization, and subprime share.
- Latest dataset
- CCE 2026 Q2
- Loaded rows
- 1,964
- Coverage
- National, State, Metro
- Last loaded
- Sep 6, 2026
Source family
Bureau of Labor Statistics
Local Area Unemployment Statistics used for monthly unemployment volatility where complete annual coverage exists.
- Latest dataset
- BLS LAUS
- Loaded rows
- 6,388
- Coverage
- State, County
- Last loaded
- May 8, 2026
Source family
US Census Bureau
ACS and County Business Patterns inputs for income, housing cost, employment, and industry concentration signals.
- Latest dataset
- ACS 2023-2024 5-year
- Loaded rows
- 1,045,451
- Coverage
- National, State, County, City
- Last loaded
- May 8, 2026
Source family
National Center for State Courts
Annual civil caseload inputs used to compare state-level legal and collection pressure.
- Latest dataset
- NCSC Trial Civil Caseload 2024
- Loaded rows
- 204
- Coverage
- State
- Last loaded
- May 8, 2026
Freshness notes
- ACS 2024 5-year is the current Census API vintage used for city, county, state, and national ACS-backed metrics.
- County Business Patterns 2023 is the current Census API vintage used for industry concentration.
- BLS LAUS 2025 remains held out of public scoring until the 12-month smoke test passes for representative state and county series.
- Philadelphia Fed Consumer Credit Explorer is checked from the source page and can update between annual public-data releases.
Metric coverage
Bankruptcy filings per 100k residents
Legal and collection risk
U.S. Courts F-5A June 30, 2026
State, County
Subprime share
Debt and credit pressure
CCE 2026 Q2
National, State, Metro
90+ day delinquency
Debt and credit pressure
CCE 2026 Q2
National, State, Metro
Revolving utilization
Debt and credit pressure
CCE 2026 Q2
National, State, Metro
Total debt per borrower
Debt and credit pressure
CCE 2026 Q2
National, State, Metro
Revolving utilization
Debt and credit pressure
CCE 2025 Q1
National, State
Total debt per borrower
Debt and credit pressure
CCE 2025 Q1
National, State
Subprime share
Debt and credit pressure
CCE 2025 Q1
National, State
90+ day delinquency
Debt and credit pressure
CCE 2025 Q1
National, State
Median earnings
Employment and income stability
ACS 2024 5-year
National, State, County, City
Median gross rent
Cost of living exposure
ACS 2024 5-year
National, State, County, City
Median home value
Cost of living exposure
ACS 2024 5-year
National, State, County, City
Median household income
Household financial stress
ACS 2024 5-year
National, State, County, City
Median monthly housing costs
Cost of living exposure
ACS 2024 5-year
National, State, County, City