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Household stress question

Is New York financially stressful?

A direct, data-backed answer using income, poverty exposure, housing burden, safety-net reliance, and income trend indicators.

64

/ 100

Household financial stress

Short answer

It appears more financially stressful than many states.

New York (NY) has a score of 64, compared against other states. The score reflects income, poverty exposure, housing burden, SNAP participation, and income trend signals where available. Coverage: State-backed. This answer uses state-level household stress data for New York; city pages may use city, county, metro, or state-backed data depending on source coverage.

Source and freshness

Score versionV3
CoverageState-backed
Latest year2024

ACS 2024 5-year

View data freshness →

Top drivers in this score

  • Income trend (YoY)

    +1.7%

    Risk pressure percentile: 94

  • Households receiving SNAP

    15.6%

    Risk pressure percentile: 92

  • Rent-burdened households (30%+)

    49.2%

    Risk pressure percentile: 86

How this compares

Relative risk score64.0
Median (states)50.0
Delta vs median+14.0

Approximate percentile: 64 of 100

Coverage and confidence

Scope usedState-backed
Metric coverage6/6
ConfidenceHigh confidence

Most core metrics are available at state level.

Metrics used

Median household income$85,974
Households under 200% poverty28.4%
Rent-burdened households (30%+)49.2%
Mortgage-burdened households (30%+)34.4%
Households receiving SNAP15.6%
Income trend (YoY)+1.7%

Why it matters

Household financial stress shows whether statewide conditions leave households with less room for unexpected costs. It is not a judgment about personal choices.

View full household stress detail

Common follow-ups

Is New York financially stressful?

New York (NY) has a score of 64, compared against other states. The score reflects income, poverty exposure, housing burden, SNAP participation, and income trend signals where available. Coverage: State-backed. This answer uses state-level household stress data for New York; city pages may use city, county, metro, or state-backed data depending on source coverage.

What household stress data is used for New York?

FinancialRiskIQ uses public indicators such as median household income, poverty under 200%, rent burden, mortgage burden, SNAP participation, and income trend. This state answer uses ACS 2024 5-year (2024).

Does this rank people or households?

No. It ranks aggregate location conditions, not residents or individual financial behavior.