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Debt and credit question

Is debt pressure high in Nevada?

A direct, data-backed answer using aggregated credit stress, delinquency, utilization, and debt-per-borrower signals.

83

/ 100

Debt and credit pressure

Short answer

Yes. Debt and credit pressure is high statewide.

Nevada (NV) has a score of 83, compared against other states. The score reflects subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower where available. Coverage: State-backed. This answer uses state-level debt and credit data for Nevada; city pages may use city, county, metro, or state-backed data depending on source coverage.

Source and freshness

Score versionV3
CoverageState-backed
Latest year2026

CCE 2026 Q2

View data freshness →

Top drivers in this score

  • Revolving utilization (75%+)

    31.7%

    Risk pressure percentile: 86

  • 90+ day delinquency rate

    21.4%

    Risk pressure percentile: 84

  • Total debt per borrower

    $93,043

    Risk pressure percentile: 82

How this compares

Relative risk score82.8
Median (states)48.5
Delta vs median+34.3

Approximate percentile: 83 of 100

Coverage and confidence

Scope usedState-backed
Metric coverage4/4
ConfidenceHigh confidence

Most core metrics are available at state level.

Metrics used

Subprime share (score < 620)18.3%
90+ day delinquency rate21.4%
Revolving utilization (75%+)31.7%
Total debt per borrower$93,043

Why it matters

Debt and credit pressure affects financial risk because repayment stress and limited credit access can reduce household flexibility when costs or income shocks rise.

View full debt and credit detail

Common follow-ups

Is debt pressure high in Nevada?

Nevada (NV) has a score of 83, compared against other states. The score reflects subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower where available. Coverage: State-backed. This answer uses state-level debt and credit data for Nevada; city pages may use city, county, metro, or state-backed data depending on source coverage.

What debt and credit data is used for Nevada?

FinancialRiskIQ uses aggregated indicators such as subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower. This state answer uses CCE 2026 Q2 (2026).

Does this describe my credit profile?

No. The answer uses aggregated regional data for a location. It does not identify, score, or evaluate any individual borrower.