Cost question
Is Cumberland-Hesstown, NJ expensive to live in?
A direct, data-backed answer using cost-of-living exposure, housing cost signals, rent pressure, and income context where the public dataset supports it.
Cost-of-living risk
42
/ 100
V2 relative score
Higher scores indicate higher cost pressure relative to the selected geography scope.
Direct answer
It is near the middle for cost pressure.
Cumberland-Hesstown, NJ has a cost-of-living risk score of 42, which sits near the middle of comparable city-level locations. That means local costs are not unusually low or unusually high in the current FinanceRiskIQ scoring model. This answer uses city-level data for Cumberland-Hesstown where the public dataset supports it.
Top drivers in this score
Median monthly housing costs
$1,438
Risk pressure percentile: 80
Median home value
$200,000
Risk pressure percentile: 58
Median gross rent
-$666,666,666
Risk pressure percentile: 15
How this compares
Approximate percentile: 42 of 100
Coverage and confidence
Most core metrics are available at city level.
Cost signals
- Median gross rent-$666,666,666
- Median home value$200,000
- Median monthly housing costs$1,438
- Rent as % of household income-666666666.0%
- Rent growth (YoY)Not available
- Median household income$71,944
Scope: City-level (place) | Source: ACS 2024 5-year | 2024
Why this matters
Cost of living affects financial risk because fixed costs can absorb income before households address debt, savings, transportation, healthcare, or emergency expenses. A higher score means local cost signals create more financial pressure relative to comparable places.
View full cost risk detail →Common follow-up questions
Is Cumberland-Hesstown, NJ expensive to live in?
Cumberland-Hesstown, NJ has a cost-of-living risk score of 42, which sits near the middle of comparable city-level locations. That means local costs are not unusually low or unusually high in the current FinanceRiskIQ scoring model. This answer uses city-level data for Cumberland-Hesstown where the public dataset supports it.
What cost data is used for Cumberland-Hesstown?
FinancialRiskIQ uses public indicators such as median gross rent, monthly housing costs, home value, rent-to-income ratio, and rent growth when available. The current answer uses city-level (place) data from ACS 2024 5-year (2024).
Why can a city answer use county or state data?
Some public financial datasets are not complete at city level. When city-level metrics are missing, FinancialRiskIQ falls back to county or state baselines and labels that scope so users know exactly what geography is being used.