Debt and credit question
Is debt pressure high in Itta Bena, MS?
A direct, data-backed answer using aggregated credit stress, delinquency, utilization, and debt-per-borrower signals where the dataset supports it.
Debt and credit pressure
76
/ 100
V3 relative score
Higher scores indicate higher aggregate debt and credit pressure relative to the selected geography scope.
Direct answer
Yes. Debt and credit pressure is high here.
Itta Bena, MS has a debt and credit pressure score of 76, which is high relative to other states. The score reflects aggregated credit stress signals such as subprime share, delinquency, revolving utilization, and debt per borrower where available. City-level debt and credit data is incomplete, so this answer uses the state baseline until more local data is available.
Top drivers in this score
Subprime share (score < 620)
24.1%
Risk pressure percentile: 100
90+ day delinquency rate
25.8%
Risk pressure percentile: 100
Revolving utilization (75%+)
36.8%
Risk pressure percentile: 100
How this compares
Approximate percentile: 76 of 100
Coverage and confidence
City-level metrics were unavailable, so this score falls back to state baseline data.
Key signals
- Subprime share (score < 620)24.1%
- 90+ day delinquency rate25.8%
- Revolving utilization (75%+)36.8%
- Total debt per borrower$56,848
Coverage: State baseline | Source: CCE 2026 Q2 | 2026
Why this matters
Debt and credit pressure affects financial risk because repayment stress and limited credit access can reduce household flexibility when costs or income shocks rise. The score compares aggregate local signals, not individual borrowers.
View full debt and credit detail ->Common follow-up questions
Is debt pressure high in Itta Bena, MS?
Itta Bena, MS has a debt and credit pressure score of 76, which is high relative to other states. The score reflects aggregated credit stress signals such as subprime share, delinquency, revolving utilization, and debt per borrower where available. City-level debt and credit data is incomplete, so this answer uses the state baseline until more local data is available.
What debt and credit data is used for Itta Bena?
FinancialRiskIQ uses aggregated indicators such as subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower when available. The current answer uses state baseline data from CCE 2026 Q2 (2026).
Does this describe my credit profile?
No. The answer uses aggregated public or anonymized regional data for a location. It does not identify, score, or evaluate any individual borrower.