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Household stress question

Is Maryland financially stressful?

A direct, data-backed answer using income, poverty exposure, housing burden, safety-net reliance, and income trend indicators.

53

/ 100

Household financial stress

Short answer

It is near the middle for household financial stress.

Maryland (MD) has a score of 53, compared against other states. The score reflects income, poverty exposure, housing burden, SNAP participation, and income trend signals where available. Coverage: State-backed. This answer uses state-level household stress data for Maryland; city pages may use city, county, metro, or state-backed data depending on source coverage.

Source and freshness

Score versionV3
CoverageState-backed
Latest year2024

ACS 2024 5-year

View data freshness →

Top drivers in this score

  • Mortgage-burdened households (30%+)

    43.5%

    Risk pressure percentile: 94

  • Income trend (YoY)

    +2.0%

    Risk pressure percentile: 86

  • Rent-burdened households (30%+)

    48.7%

    Risk pressure percentile: 80

How this compares

Relative risk score52.7
Median (states)50.0
Delta vs median+2.7

Approximate percentile: 53 of 100

Coverage and confidence

Scope usedState-backed
Metric coverage6/6
ConfidenceHigh confidence

Most core metrics are available at state level.

Metrics used

Median household income$103,678
Households under 200% poverty21.0%
Rent-burdened households (30%+)48.7%
Mortgage-burdened households (30%+)43.5%
Households receiving SNAP11.2%
Income trend (YoY)+2.0%

Why it matters

Household financial stress shows whether statewide conditions leave households with less room for unexpected costs. It is not a judgment about personal choices.

View full household stress detail

Common follow-ups

Is Maryland financially stressful?

Maryland (MD) has a score of 53, compared against other states. The score reflects income, poverty exposure, housing burden, SNAP participation, and income trend signals where available. Coverage: State-backed. This answer uses state-level household stress data for Maryland; city pages may use city, county, metro, or state-backed data depending on source coverage.

What household stress data is used for Maryland?

FinancialRiskIQ uses public indicators such as median household income, poverty under 200%, rent burden, mortgage burden, SNAP participation, and income trend. This state answer uses ACS 2024 5-year (2024).

Does this rank people or households?

No. It ranks aggregate location conditions, not residents or individual financial behavior.