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Debt and credit question

Is debt pressure high in Harwich Center, MA?

A direct, data-backed answer using aggregated credit stress, delinquency, utilization, and debt-per-borrower signals where the dataset supports it.

Debt and credit pressure

25

/ 100

V3 relative score

Higher scores indicate higher aggregate debt and credit pressure relative to the selected geography scope.

Direct answer

It appears lower than many comparable places.

Harwich Center, MA has a debt and credit pressure score of 25, below the middle of comparable states. Aggregate debt and credit stress signals are lower than many peer locations in the current dataset. City-level debt and credit data is incomplete, so this answer uses the state baseline until more local data is available.

Top drivers in this score

  • Total debt per borrower

    $98,408

    Risk pressure percentile: 84

  • 90+ day delinquency rate

    12.8%

    Risk pressure percentile: 27

  • Subprime share (score < 620)

    11.6%

    Risk pressure percentile: 19

How this compares

Relative risk score25.3
Median (states)48.5
Delta vs median-23.2

Approximate percentile: 25 of 100

Coverage and confidence

Scope usedState baseline
Metric coverage4/4
ConfidenceBaseline confidence

City-level metrics were unavailable, so this score falls back to state baseline data.

Key signals

  • Subprime share (score < 620)11.6%
  • 90+ day delinquency rate12.8%
  • Revolving utilization (75%+)20.5%
  • Total debt per borrower$98,408

Coverage: State baseline | Source: CCE 2026 Q2 | 2026

Why this matters

Debt and credit pressure affects financial risk because repayment stress and limited credit access can reduce household flexibility when costs or income shocks rise. The score compares aggregate local signals, not individual borrowers.

View full debt and credit detail ->

Common follow-up questions

Is debt pressure high in Harwich Center, MA?

Harwich Center, MA has a debt and credit pressure score of 25, below the middle of comparable states. Aggregate debt and credit stress signals are lower than many peer locations in the current dataset. City-level debt and credit data is incomplete, so this answer uses the state baseline until more local data is available.

What debt and credit data is used for Harwich Center?

FinancialRiskIQ uses aggregated indicators such as subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower when available. The current answer uses state baseline data from CCE 2026 Q2 (2026).

Does this describe my credit profile?

No. The answer uses aggregated public or anonymized regional data for a location. It does not identify, score, or evaluate any individual borrower.