Debt and credit question
Is debt pressure high in Indiana?
A direct, data-backed answer using aggregated credit stress, delinquency, utilization, and debt-per-borrower signals.
53
/ 100
Debt and credit pressure
Short answer
It is near the middle for debt and credit pressure.
Indiana (IN) has a score of 53, compared against other states. The score reflects subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower where available. Coverage: State-backed. This answer uses state-level debt and credit data for Indiana; city pages may use city, county, metro, or state-backed data depending on source coverage.
Source and freshness
Top drivers in this score
Revolving utilization (75%+)
27.6%
Risk pressure percentile: 68
Subprime share (score < 620)
16.0%
Risk pressure percentile: 62
90+ day delinquency rate
17.6%
Risk pressure percentile: 58
How this compares
Approximate percentile: 53 of 100
Coverage and confidence
Most core metrics are available at state level.
Metrics used
Why it matters
Debt and credit pressure affects financial risk because repayment stress and limited credit access can reduce household flexibility when costs or income shocks rise.
View full debt and credit detail →Common follow-ups
Is debt pressure high in Indiana?
Indiana (IN) has a score of 53, compared against other states. The score reflects subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower where available. Coverage: State-backed. This answer uses state-level debt and credit data for Indiana; city pages may use city, county, metro, or state-backed data depending on source coverage.
What debt and credit data is used for Indiana?
FinancialRiskIQ uses aggregated indicators such as subprime share, 90+ day delinquency, revolving utilization, and total debt per borrower. This state answer uses CCE 2026 Q2 (2026).
Does this describe my credit profile?
No. The answer uses aggregated regional data for a location. It does not identify, score, or evaluate any individual borrower.