City risk detail
Legal and collection risk in Rochester, NH
Legal and collection risk uses civil court filings per capita and caseload trends to capture the legal environment. Higher civil filing rates can signal more collection activity and a more intense enforcement climate.
Risk score
29
/ 100
Risk metrics
City-level data is not available; showing the state baseline.
- Civil filings per 100k residents3146.6
- Civil filings trend (YoY)+2.5%
Data status: Available
Scope: State baseline | Source: NCSC Trial Civil Caseload 2023 | 2023
Coverage: State only
Top drivers in this score
Civil filings trend (YoY)
+2.5%
Risk pressure percentile: 30
Civil filings per 100k residents
3146.6
Risk pressure percentile: 28
How this compares
Approximate percentile: 29 of 100
Coverage and confidence
City-level metrics were unavailable, so this score falls back to state baseline data.
Why it matters
In Rochester, More filings can translate into more lawsuits, judgments, and collection pressure on households.
What we measure
- Civil court filings per 100k residents
- Civil filings trend (YoY)
Key sources
- National Center for State Courts (trial civil caseload)
Compare this risk across nearby cities
Common questions
Do civil filings equal debt collection lawsuits?
Not always. Civil filings include multiple case types, but higher rates often align with more collection activity.
Why use per-capita filing rates?
It normalizes court activity so locations can be compared fairly regardless of population size.
How often is the legal data updated?
The court caseload data is published annually, and we use the latest available year.
Related risks
City overview →Household financial stress
Household financial stress reflects how close households are to the edge. It blends income, poverty exposure, housing cost burden, and safety-net reliance to show where families have less cushion for unexpected bills.
Debt and credit pressure
Debt and credit pressure tracks how leveraged households are and how often credit stress shows up. Higher subprime share, delinquency, and revolving utilization indicate tighter credit access and greater reliance on borrowing.
Cost of living exposure
Cost of living exposure focuses on housing costs relative to income. Rising rents, higher monthly housing costs, and elevated rent-to-income ratios can squeeze budgets even when incomes rise.